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Post by stfubaker on Jun 3, 2017 20:15:30 GMT -5
Question. I have a credit card that I have an outstanding balance. I use it a lot and pay it off a lot. But it's also outstanding. I've missed a small handful of payments in the past few years (2/3), but I never pay minimum payments, always large amounts (just paid 1200 off today). Is constantly paying off a credit card I get lots of debt on a good thing even if it doesn't go to 0? In 3 years it's never gone down to 0, but I pay it off alot. Moreso curious. Not looking to take out a loan or anything. For me here in the Philippines, having someone frequently not paying in full their credit card bill means something negative, we would think that they are not capable of paying off the credit due to insufficient income, which would lead the bank or financial institution to be hesitant in lending out more credit. But I've heard from some clients that it's a different thing in other countries, an example would be in the US. There it's the complete opposite, if you pay in full your outstanding balance, they most probably WILL NOT raise your credit or improve your credit score because it doesn't test out the individual's capability of paying off his credit more so than they actually need, so what you're doing would look good for your credit standing in the USA. It's a bit confusing to me as we have a different standard here, but yeah. I'm not quite sure what Canada's policies are on credit, you could probably ask someone in the same industry inside your country for that to get a better answer, hope I enlightened you a bit on the topic though! Definitely opened it up a bit. I started my credit card at a limit of $400 and now it's at $7,900. I think they trust me right now haha
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Post by jaime on Jun 3, 2017 20:36:00 GMT -5
For me here in the Philippines, having someone frequently not paying in full their credit card bill means something negative, we would think that they are not capable of paying off the credit due to insufficient income, which would lead the bank or financial institution to be hesitant in lending out more credit. But I've heard from some clients that it's a different thing in other countries, an example would be in the US. There it's the complete opposite, if you pay in full your outstanding balance, they most probably WILL NOT raise your credit or improve your credit score because it doesn't test out the individual's capability of paying off his credit more so than they actually need, so what you're doing would look good for your credit standing in the USA. It's a bit confusing to me as we have a different standard here, but yeah. I'm not quite sure what Canada's policies are on credit, you could probably ask someone in the same industry inside your country for that to get a better answer, hope I enlightened you a bit on the topic though! Definitely opened it up a bit. I started my credit card at a limit of $400 and now it's at $7,900. I think they trust me right now haha Lol, then it seems the credit standards of the states and Canada are similar, keep doing what you're doing!
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Post by essien on Jun 4, 2017 10:12:26 GMT -5
man i love smoking so much, like so so much. we still friends tho right We still cool but at some point in your life you will most likely suffer from it horribly and totally regret it. Smokers of the marsh: remember this post when you get your diagnosis.
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Post by tyjeck on Jun 4, 2017 11:33:57 GMT -5
Worked at UPS. They don't give a shit about your packages, especially during the holidays. I saw one dude throw a TV and heard it smash, hilarious. One time a package got stuck in the conveyor belt, shit got ripped apart. I cannot confirm nor deny whether I was guilty of these things Yeah, but they are really good at hiding packages. This one showed up at my door and I was impressed.
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Post by v9733xa on Jun 4, 2017 11:35:45 GMT -5
man i love smoking so much, like so so much. we still friends tho right We still cool but at some point in your life you will most likely suffer from it horribly and totally regret it. Smokers of the marsh: remember this post when you get your diagnosis. Since i have to read all the clinicians' notes before i bill the charge, i always make sure to put in the proper diagnoses to facilitate the detail of the office visit. I can't tell you how many times i have to code J44.9 (COPD), F17.210 (nicotine dependence), or Z87.891 (history of smoking). Not to mention the scores of patients i've seen with R91.8 (multiple pulmonary nodules) or C34.90 (unspecified lung cancer). Stop smoking people.
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Post by aldrawss on Jun 4, 2017 12:12:09 GMT -5
I quit a few months ago after 10 years of smoking ( I started at 13 ), wasn't a big smoker though. Still don't understand why I spent so much in cigs
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Post by essien on Jun 4, 2017 13:07:11 GMT -5
We still cool but at some point in your life you will most likely suffer from it horribly and totally regret it. Smokers of the marsh: remember this post when you get your diagnosis. Since i have to read all the clinicians' notes before i bill the charge, i always make sure to put in the proper diagnoses to facilitate the detail of the office visit. I can't tell you how many times i have to code J44.9 (COPD), F17.210 (nicotine dependence), or Z87.891 (history of smoking). Not to mention the scores of patients i've seen with R91.8 (multiple pulmonary nodules) or C34.90 (unspecified lung cancer). Stop smoking people. Some people say "well you've got to die of something". I wish they could see how horrible lung cancer actually is, you'd do anything to avoid it. /preaching
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Post by Liggy on Jun 4, 2017 15:57:02 GMT -5
Since i have to read all the clinicians' notes before i bill the charge, i always make sure to put in the proper diagnoses to facilitate the detail of the office visit. I can't tell you how many times i have to code J44.9 (COPD), F17.210 (nicotine dependence), or Z87.891 (history of smoking). Not to mention the scores of patients i've seen with R91.8 (multiple pulmonary nodules) or C34.90 (unspecified lung cancer). Stop smoking people. Some people say "well you've got to die of something". I wish they could see how horrible lung cancer actually is, you'd do anything to avoid it. /preaching Some people just don't care. It's the same as drinking, at least drinking more than average. I'm happy to have gotten rid of it, it's a nasty habit and luckily it was easy for me to quit. It's always nice seeing/hearing about people quitting as well. It's just sad that these big tobacco companies still don't give a shit and choose to poison their products like they do. That's also why most people prefer rolling their own.
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Post by stayxgold on Jun 5, 2017 1:10:32 GMT -5
• Don't assume that just because you have something to say, people want to listen. Best advice in this thread.
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Post by deezey on Jun 6, 2017 4:50:22 GMT -5
for the love of fuck, don't flush shit thats going to clog your toilet and then continue to use it afterwards. If it says DO NOT FLUSH don't do it.
I fucking hate fixing clogged waste lines, fuck plumbing.
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Post by markoholiker on Jun 6, 2017 10:21:51 GMT -5
Since i have to read all the clinicians' notes before i bill the charge, i always make sure to put in the proper diagnoses to facilitate the detail of the office visit. I can't tell you how many times i have to code J44.9 (COPD), F17.210 (nicotine dependence), or Z87.891 (history of smoking). Not to mention the scores of patients i've seen with R91.8 (multiple pulmonary nodules) or C34.90 (unspecified lung cancer). Stop smoking people. Some people say "well you've got to die of something". I wish they could see how horrible lung cancer actually is, you'd do anything to avoid it. /preaching That´s totally right. It´s more like chocking to death for weeks, months or years. Also it effects small vessels in your brain and this will lead to slower thinking process. Basically this can make you dumper over time
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Post by chocollama on Jun 6, 2017 20:57:38 GMT -5
I work for a fulfillment company that distributes orders of dick pills. I'm constantly asneering emails that say "Am I signed up to a subscription? CANCEL THIS NOW OR I WILL SEEK LEGAL ACTION." Other stuff like that, too. Don't buy shit from sketchy websites, always read terms & conditions from sellers you don't recognize, and be fair with Amazon and Ebay feedback. Even a little negative feedback can be super detrimental to smaller vendors.
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Post by touchtest on Jun 12, 2017 9:15:06 GMT -5
the customer is not always right, in fact 8/10 times they are wrong as hell
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Post by Glitch on Jun 12, 2017 9:28:36 GMT -5
If something IT-related doesn't work, it's probably your fault like 75% of the time.
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jayson
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Posts: 27
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Post by jayson on Jun 17, 2017 4:30:19 GMT -5
Australia and new Zealand are the only 2 countries in the world where it is still illegal to sell hemp products as food.
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